Anti-Fraud

Tanggung jawab

• Provide ongoing oversight of transactional and account activities to proactively identify fraud risks and emerging threats.
• Lead through investigations into suspicious activities, leveraging data analytics, behavioural analysis, and industry intelligence to assess exposure and impact.
• Evaluate fraud alerts and anomalies to determine root causes, systemic weaknesses, and control gaps.
• Utilize advanced fraud detection systems and analytical tools to enhance early identification and prevention capabilities.
• Partner with Risk Management, Compliance, Operations, and Technology functions to design and implement effective fraud risk mitigation strategies.
• Develop and strengthen fraud prevention frameworks, policies, and controls to minimize operational and financial losses.
• Monitor evolving fraud trends, regulatory expectations, and technological advancements to maintain a resilient fraud risk posture.
• Contribute to the advancement of fraud detection models and analytical methodologies to improve effectiveness and efficiency.
• Ensure comprehensive documentation of investigations, findings, and outcomes in alignment with internal governance standards and regulatory requirements.

Persyaratan

• Minimum Bachelor’s degree (preferably in Accounting, Management, Finance, Information Systems, or related fields)
• Minimum 1–3 years of experience in Fraud Management / Anti-Fraud, Risk Management, or Compliance / Audit
• Strong understanding of fraud detection systems (FDS), transaction monitoring, customer behavior analysis, and fraud investigation processes
• Proven ability in data analysis (fraud pattern identification), scenario/rule development, backtesting, and rule evaluation
• Familiar with fraud monitoring tools, including Mastercard Decision Intelligence (DI)
• Willing to work in a shift-based schedule, including weekends and public holidays