Legal & Compliance

About the role

This position will be placed at PT Arus Sistem Pembayaran, a subsidiary operating in the Financial Technology sector as a Payment Service Provider (PJP). The role involves ensuring all company activities comply with legal provisions, Bank Indonesia regulations, and applicable governance and compliance principles.

Key responsibilities

• Ensure operational and business activities comply with applicable laws and regulations

• Monitor and review Bank Indonesia regulations and regulations related to banking, fintech, and payment systems industries

• Provide legal and compliance advice to management and relevant work units

• Review cooperation agreements, contracts, legal documents, internal policies, SOPs, and other company documents

• Support licensing processes and regulatory requirements fulfillment for the company as a PJP

• Support preparation and fulfillment of reports and documents required by regulators

• Coordinate and communicate with Bank Indonesia and relevant institutions/regulators

• Assist in preparing the company for regulatory reviews, assessments, inspections, and data/information requests from regulators

• Identify potential legal and compliance risks and provide mitigation recommendations to management

• Ensure company policies and internal processes comply with regulations and Good Corporate Governance principles

• Support development of products, activities, and company cooperation from legal and compliance perspectives

About you

• Minimum S1 degree in Law or related field

• Minimum 2–3 years of work experience in Legal, Compliance, Regulatory, or similar positions

• Preferred experience in Legal/Compliance in banking, financial institutions, fintech, or financial services companies

• Good understanding of Bank Indonesia regulations, particularly those related to payment systems industry and Payment Service Providers (PJP)

• Understanding of banking and fintech regulations, payment systems, and financial services

• Understanding of regulatory compliance, corporate governance, risk management, consumer protection, and data protection

• Ability to conduct legal review and compliance review of agreements, cooperation, products, business activities, policies, SOPs, and company documents

• Ability to conduct regulatory monitoring and identify regulatory changes that may impact company operations

• Understanding of licensing processes, reporting, regulatory requirements fulfillment, and correspondence with regulators

• Good communication and coordination skills with Bank Indonesia, banking institutions, regulators, government agencies, and other external parties

• Ability to present legal/compliance analysis and recommendations to management clearly and practically

• Detail-oriented with good analytical skills, responsible, and able to work with deadlines

• High integrity and ability to maintain confidentiality of company documents and information

• Able to work independently and in teams

• Preferred to be domiciled in Bali or Jakarta

• Willing to be placed in Bali or Jakarta according to company needs