Compliance Officer

About the role

Ensure the company's business activities comply with applicable laws, regulations, and regulatory requirements issued by Bank Indonesia (BI) and other relevant authorities. Monitor and assess regulatory developments related to the Payment Service Provider (PJP) industry, particularly PJP Category 1. Develop, review, and update internal compliance policies, procedures, and Standard Operating Procedures (SOPs). Conduct regular compliance monitoring and assessments to identify potential regulatory gaps and compliance risks.

Key responsibilities

• Ensure the implementation of Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and Proliferation Financing Prevention (CPF) requirements

• Monitor the implementation of the company's AML/CTF program, including customer due diligence, enhanced due diligence, transaction monitoring, and suspicious transaction escalation

• Prepare and submit regulatory compliance reports within applicable deadlines

• Coordinate with relevant departments to ensure compliance with regulatory obligations and internal policies

• Support regulatory examinations, audits, and information requests from Bank Indonesia and other relevant authorities

• Identify, document, and follow up on compliance findings, corrective actions, and remediation plans

• Provide compliance guidance and conduct internal training to improve employees' awareness of regulatory requirements

• Maintain proper documentation of compliance activities, assessments, reports, and regulatory correspondence

About you

• Bachelor's degree (S1) in Law, Accounting, Finance, Management, or a related field

• Good understanding of Bank Indonesia regulations concerning payment systems and payment service providers

• Familiarity with applicable regulations concerning AML/CTF, CPF, corporate governance, risk management, and internal controls

• Experience in regulatory compliance monitoring, gap analysis, policy development, and compliance reporting

• Understanding of regulatory obligations applicable to payment services, including payment transactions, consumer protection, data protection, and operational compliance

• Strong analytical, problem-solving, documentation, and communication skills

• High level of integrity, attention to detail, accountability, and professional ethics

• Ability to work independently and collaborate effectively across departments

• Proficiency in Microsoft Office, particularly Excel, Word, and PowerPoint

• Prior experience in a Compliance role at a Payment Service Provider (PJP) Category 1 company is strongly preferred